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HomeWall St banks stockpile funds, see uncertain outlook and competition for depositsFILE PHOTO: A man uses an automated teller machine (ATM)

FILE PHOTO: A man uses an automated teller machine (ATM)

FILE PHOTO: A man uses an automated teller machine (ATM) at a Wells Fargo Bank branch on a rainy morning in Washington January 17, 2012. REUTERS/Gary Cameron/File Photo
FILE PHOTO: Customer uses an ATM at a Bank of
FILE PHOTO: A screen displays the trading information for Bank
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